How Gen Z Is Building Smart Money Portfolios with High-Yield Savings Accounts

For Gen Z, financial management isn’t just about saving a little extra—it’s about building a full system that fits today’s unpredictable world. Inflation, volatile markets, student loan debt, and high rent have forced many young adults to rethink how they handle their money. One key tool that's become central to Gen Z’s modern portfolio? High-yield savings accounts (HYSAs).